For First-Time Buyers
There is a point where you say, “I am done paying rent. I will no longer pay money to use someone else’s home.” That’s when it is time to buy. It’s a good thing for a family, it’s a good investment and it’s a good idea. Now what?
Learn the basics of financing. If you buy within a reasonable and appropriate value range for your income and financial commitment level, payments can be less than or close to monthly rental amounts.
A down-payment is more often the sticking point.
To help boost the housing market, a number of first-time homebuyer programs and tax credits have been available at times recently. Some have expired; some haven’t. As quickly as things change these days, please call if you’d like to know what the options are currently. Current options: Kennewick, Richland, Pasco down-payment assistance USDA 100% financing.
For more information, request my buyers packet full of helpful hints on the homebuyers process!
For Those Moving Up or Moving In
There are a number of reasons why you might be looking to move to a new home in the Tri-Cities. Your family might be growing. Your children might be moving out to begin their own lives. Or you might be moving here to take a new job – or to retire.
No matter what the reason, it’s a good time to review financing options – particularly if you already own a home. That often adds a wrinkle or two to the timing of things. If you would like help catching up on financing options in this new regulatory climate, please call – I’m happy to help.